Bank Seeks to Repossess First Line Engine

Posted by: Curt Varone April 27, 2011 1 Comment

You know things are bad when banks start bringing foreclosure proceedings to repossess fire trucks. That is exactly what is going on in the Kinloch Fire Protection District, in St. Louis County, Missouri.

Last year, Kinloch was awarded an AFG grant to purchase a new engine. The grant paid 95 percent of the cost of the truck, and the district financed the balance with Community First National Bank.

When the district was unable to afford the cost of insurance this year, the bank moved to foreclose on the loan. A hearing on Monday, April 25, in St. Louis County Circuit Court was postponed, and the case has been continued until June 29, 2011.

According to Kinloch Fire Chief Darran Kelley, donations have provided the fire district with enough money to pay for the insurance, and the truck is back in service.

More on the story.

About Curt Varone

Curt Varone has over 45 years of fire service experience and 35 as a practicing attorney licensed in both Rhode Island and Maine. His background includes 29 years as a career firefighter in Providence (retiring as a Deputy Assistant Chief), as well as volunteer and paid on call experience. He is the author of two books: Legal Considerations for Fire and Emergency Services, (2006, 2nd ed. 2011, 3rd ed. 2014, 4th ed. 2022) and Fire Officer's Legal Handbook (2007), and is a contributing editor for Firehouse Magazine writing the Fire Law column.
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